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We know the insurance and risk management needs of firms in the financial services industry.
Who We Help
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Professional liability (E&O) policies are not all created equal. Many firms across the country have low limits and significant coverage gaps yet are unaware. Cyber liability coverage is fast become as critical as general liability for real estate firms.
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About ChurchSecured

How We Help
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We offer e believe in providing our clients with one of the strongest E&O insurance policies on the marketr. If you are at all concerned about the your coverage, limits, or gaps, we have other options for you. Unlike many companies, we include coverage for appraisals, auctioneers, property management, as well as commercial and residential transactions. We also work well with franchises.
Cyber
Cyber liability is a growing risk across industries
General Liability



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OVER 35 YEARS EXPERIENCE
Meet The Team
Andy Warner
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By combining nearly a decade of insurance industry experience with a background in counseling and non-profit work, Andy brings a unique skillset to insurance that allows him to actively listen to and understand your specific needs and priorities.ne of Andy‘s core beliefs is that everyone needs someone in their corner to help them protect their most valuable assets: their family, home, cars, and business. He believes that insurance should be personalized to each individual client and their unique situation – nothing more, nothing less. Andy lives in Kingsport with his wife and 4 children. His hobbies include playing music, running, public speaking, and spending time with family. Andy is a member of the State of Franklin Chapter of BNI and has served on numerous boards in both the educational and non-profit realms.




Jonathan Lugo
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Jonathan joined the team at Veritas Risk Management in 2020 and is one of the key founders of the FirmSecured program. He understands the specific challenges facing through daily interaction with real estate brokers, CPA’s, and title agents across the country.
Jonathan particularly enjoys analyzing a firm’s current coverage to find gaps that could cost thousands.
Cell: (423) 777-6684
Andrew Darlington
President of Veritas Risk Management
Andrew has 18 years of experience in the insurance and risk management industry. He has worked with thousands of business owners to help protect their assets and firms.
Originally from Memphis, Andrew graduated from King University and lives in Johnson City with his wife and 6 children. Andrew’s hobbies include playing basketball, cheering for the Vols, church events and taking part in his children’s activities.


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Contact Us
Call, text, email, or book a 15-minute call to get in touch!
- (423) 777-6684
- Jonathan@VeritasRM.com
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4451 N. Roan St., Ste 201
Johnson City, 37615
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