Even though the law requires all Americans to have Health Insurance there are people working and living in Tennessee without coverage. It’s not that people don’t want medical insurance, they often simply cannot afford the high premiums. However, it is possible to find insurance you can afford. The ACA (Affordable Healthcare Act/Obamacare) was designed to help people get the insurance they need, with the help of government subsidies. However, the process can be confusing and if you make a mistake, it can be difficult to fix.
You don’t need to sort it out on your own. We are here to help! With ACA certified professionals, Veritas Risk Management can help you through the process. In fact, we have been helping people with ACA process since the inception of the healthcare law. We will take the time to explain the coverage options and help you find the best plan for you.
What is Affordable Care Act Insurance?
A few years ago, the Affordable Care Act (also known as Obamacare) was passed in an effort to make it possible for uninsured Americans to buy affordable Health Insurance. Did you know…..
- You cannot be refused coverage for a pre-existing condition
- Young adults (living with parents) can be insured up to age 26 in some cases.
- You can appeal insurance company decisions on not paying for expenses.
Is There a Standard Obamacare Insurance Policy?
Most insurance carriers offer four basic choices for coverage:
- Bronze plans – 60 percent of your medical care costs
- Silver – 70 percent
- Gold – 80 percent
- Platinum – 90 percent
Additional Obamacare Options
There are many different options for coverage within each category. In fact, you may find a big difference in premiums, deductibles, and covered expenses from one plan to the next. Most plans include prescription drug coverage but this coverage will vary according to the plan. You also may opt to take out dental care insurance.
How Can I Find Out More about Affordable Health Insurance?
Contact us as we are ACA certified insurance professionals We are in independent insurance agency, serving residents of Northeast Tennessee and Southwest Virginia, and we have insurance experts who can help you with the enrollment process. We have extensive knowledge on the Healthcare Insurance plans available and will help you choose the best plan for you and your family.
The open enrollment period for Obamacare is from mid November through the end of January. However, you may be able to enroll anytime of the year, if you have experienced a qualifying life event like birth, death, marriage, divorce, or change of jobs. Your independent agents at Veritas Risk Management can help you with matters like these.
Whether you live in Johnson City, Jonesborough, Kingsport, Gray, Bristol, or any other location in the Tri-Cities, Veritas Risk Management can help you through the health care enrollment process. We can also help with your auto, home, life, and business insurance needs too. To find out more about affordable health care insurance, fill our our quote form and we’ll contact you. You also are welcome to call us at (423) 292-4142.