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Contact Us Today!
423.292.4142

Call Us Today!
423.292.4142

“We are with you through every step of this journey called life.”

Niagara Falls is Beautiful. A Flooded Basement, Not So Much.

While it is unlikely that a Niagara Falls sized downpour will ever hit East Tennessee, floods and water damage are common problems for many homeowners. Recently, we even saw effects of Hurricane Irma in East Tennessee. Your homeowners policy will only cover water...

September is Life Insurance Awareness Month!

September is Life Insurance Awareness Month! Visit our website to get a super quick quote... https://www.compulife.net/website/3249/quoter.html No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid....

Complete Patellar Tendon Rupture Recovery Timeline Blog

If you have experienced a similar injury, I encourage you to check out this timeline which includes more details about the specifics of my patellar tendon injury and recovery. Comment your recovery suggestions and successes below! I would love to hear from you!...

Do as I Say, not as I Do. But if You Happen to Do as I Did…

As most of you all know, I tore my patellar tendon on May 20th. I had surgery the 25th of May, and since then have been struggling through physical therapy and recovery. There’s an old adage that goes, do as I say, not as I do. What I DID was “momentarily forget” how...

Obamacare: What’s Next?

Any sort of political change can bring about unsurety. Most recently I have been getting a lot of questions from clients about the changes that may be taking place to Obamacare under a new administration. Rating variables are necessary to lower health insurance costs...

Don’t Lose Your Business When Disaster Strikes

What happens to your business if you are disabled or can’t work? The reality for most small businesses is that if the owner is unable to work, the business fails. While the business owners themselves may have an individual disability policy which will cover their loss...

The Bigger the Storm, the Higher the Deductible

When you look at your home insurance policy, you may see a named storm deductible. Many insurance companies have started adding these on to their home policies. In Tennessee, these deductibles are often anywhere from 1-5% of the value of your home which at 5% with a...

Buy / Sell Agreements: Life Insurance for Your Business

A lot of business owners in Johnson City, TN have asked me about buy / sell agreements, so I wanted to take some time to explain exactly what they are. Buy / Sell agreements are life insurance policies for the continuation of your business. It is an agreement you have...

Who Owns the Sidewalk? A Bigger Deal Than You Think

Who is liable for the sidewalk in front of your building? That may not be something you think of very often, but for small businesses with a lot of foot traffic, it is vital to consider when looking to protect your assets. Especially during inclement or severe...

When a Bad Pitch Becomes Bankruptcy

Recreational sports are one of the best parts of childhood, but no parent wants their son or daughter’s bad pitch to turn into financial crisis. Sport related injuries can often be serious and cost thousands in doctors fees and hospital bills. If you child throws a...

It Wasn’t MY Tree, But Will My Insurance Cover It?

So, you had trees fall during the pop-up thunderstorms this week, and you are wondering what your insurance can do to cover the damage. You may even be wondering who is responsible for the damage if a neighbor's tree fell in your yard or vice-versa. I’ve been getting...

Baseball, Potato Salad, and Homeowner’s Insurance

So you are at your church picnic eating potato salad and playing baseball. Someone gets a little too competitive and hits a line drive onto the playground. If a child is injured, or far worse, killed, it becomes a homeowner’s claim. There is no way to know for how...

Stay Cool with OSHA’s Heat Index Map

Summer of 2016 was one of the hottest summers on record for East Tennessee and most people are doing everything they can to stay cool as summer comes around. But sometimes you can’t avoid the heat. As an employer, how can you make sure that your employees who are...

What Sets Veritas Apart?

You might have wondered before, what sets Veritas apart from all other insurance agencies? At Veritas, we make it personal. We are committed to sharing the truth about insurance. No matter how large or small the business, no matter how many cars or trucks on your...