Washington County Auto Insurance

If you live in Washington County, think of your auto insurance as a shield.  In fact, did you know that Washington County ranks #11 in most total crashes of all the counties in the whole state of Tennessee?  Surprisingly, that is a lot of vehicle crashes for our area! The shield protects you and your assets in case of loss, injury, or damage.  If you are driving down Roan Street in front of the mall and someone stops suddenly to avoid the camera right there by McDonalds and First Horizon, are you sure you have the right amount of coverage to protect your family’s assets?

For Washington County residents, and for that matter, everyone in TN, your Auto Insurance consists of the following protections:

• Firstly, Liability – in case you are found at fault.  It is important to realize that there are certain minimum Auto Liability Insurance limits you are required to carry in Washington County.  However, to truly protect yourself, you need more than the minimum.
• Secondly, Collision – For example, in the event of your car is damaged by a wreck in front of Barberitos on People’s Street.
• Thirdly, Comprehensive – in the event your car is damaged by a hail storm or hitting a deer on the Bristol Highway in front of Chaparral, much like one of my clients did a few year ago

Furthermore, additional coverage options include:

• Medical Payments- in case you have to pay for an injury for yourself or a passenger
• Emergency Road service-  in the event you are ever stranded in your vehicle.. This is super handy if you are stuck out past Telford on a rainy night.
• Uninsured Motorist Protection-  while it may be true the law says auto insurance in Tennessee is mandatory, it doesn’t mean that everyone in Sulphur Springs or Limestone will have it.
• Lastly, Car Rental, particularly if your car is involved in an accident

We will show you all of your protection options, recommend the right limits, and make sure you are receiving all of the discounts available to you.