Disability Insurance

Disability Insurance

Why is disability insurance important?
Your ability to earn a living is your most important asset.  And one of the best ways to protect it is with disability insurance.  Think of it as insurance for your paycheck.  Disability insurance provides you with a percentage of your income if an illness or injury prevents you from working and earning a living.  You don’t hesitate to insure your home, car, and phone, so why wouldn’t you also protect what pays for all those things–your paycheck.

What are the types of disability insurance?
There are two main types of disability insurance:  short-term disability insurance and long-term disability insurance.  Short-term disability insurance covers lost income for about three months while long-term disability insurance typically pays a portion of your lost income for anywhere from one year to your entire life.

How much does disability insurance cost?
The cost of disability insurance depends on serval factors.  Including your benefit amount, benefit period, occupation, health status, age, and terms of the policy. 

How do I get disability insurance?
Our licensed insurance agent, Laryn Hurley, can get you a disability insurance quote.  Here at Veritas, we assess your needs and provide options that fit those needs.  Laryn will be happy to answer any questions you may have.  423-292-4142 or help@veritasrm.com

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