Johnson City Medicare Advantage Plans

A Medicare Advantage Plan is offered by private insurance companies to take the place of Original Medicare. Medicare Advantage Plans must cover all of the services offered by Original Medicare excluding hospice (which will be covered by Original Medicare if the need arises). These plans generally offer additional benefits such as health and wellness programs, vision, hearing and dental services. Also, Part D prescription drug coverage is embedded in most Advantage Plans as an additional benefit which relieves the need to enroll in a stand alone prescription drug plan. Although all Advantage Plans must follow the rules and guidelines set forth by CMS, each plan will have different out-of-pocket costs, deductibles and rules regarding the need for referrals to visit specialists.