How much life insurance do you really need? I get that question a lot. When I sit down with employees at different companies, most of them don’t have any life insurance other than what their employer pays for. Usually, that is less than $100,000, and in most cases, it is only about $25,000 of coverage.
The Message You are Sending
Think about it—if you are married with kids, make $30,000 a year, and have $25,000 of life insurance, you are basically telling your wife, “You had better get remarried after about a year after I might pass away, because that is the only income you’re going to have coming in, and I don’t know what you are going to do after a year.” No one wants to put their wife in that position. If your wife or husband passes away, do you really want them to have to get remarried very quickly so that they can continue to take care of the family when your income is not there? Unfortunately, that’s the truth for a lot of people in America right now.
Protect Your Family
You can get life insurance for almost nothing. Call Megan in our office at (423) 292-4142 to get a quick quote over the phone. We actually have plans for which, if you qualify, you can get preferred rates, with no blood, no urine, and no exams. In about 20 minutes answering questions over the phone, you can get up to $500,000 of coverage. Sit down with your spouse and make sure you have the coverage you need to protect your family in the event something happens to you. Call our Johnson City office today at (423) 292-4142 and let us help you get the coverage you need to protect your family.
