Tennessee Life Insurance
Your family is probably the most important aspect of your life. You would do anything for them. But, have you thought about what would happen to them if you were to pass away? Life insurance is not about you. It is about your family. Tennessee life insurance is a way to continue to provide for your family even if the unspeakable should happen.
If you were to pass away, the lack of financial support for your family could put an abrupt halt to life plans such as college, money to start a business, or even the purchase of a home. It is essential that you have high quality life insurance coverage that is worth what you pay for.
Increasing Coverage
You might need to increase the amount of Life Insurance coverage you have on yourself as you make more money. A Guaranteed Insurability Rider gives you this option. You can add additional coverage usually WITH NO QUESTIONS ASKED at various times during your life. We have a whole page on that topic, so just click here.
Children's Coverage Rider
Many Tennessee Life Insurance policies can include coverage for your children for very low cost. These are called Children’s Coverage Riders and usually you purchase this in increments of $1,000.
At Veritas Insurance, we have been providing Tri-Cities life insurance to the Johnson City, Kingsport, and Bristol region and beyond since 2009. As an independent insurance agency, we don’t rely on one insurance company for our paycheck. That means we have the freedom to help you find the best rates for your needs available on the market. We understand the importance of protection and peace of mind. Contact our office today for a free Tennessee life insurance quote.
What Life Insurance Covers
Replaces Lost Income
Covers Debt
Funeral Expenses
How Much Life Insurance Do You Need?
Though your needs may be different, in most cases, we recommend that you have 10-15 times your average annual income in life insurance. This would allow those who depend on you to live comfortably for several years after your passing. Our team will work with you to make sure you have the right coverage for your needs.
Life insurance policies are not as expensive as you might think. In fact, adequate Tri-Cities life insurance coverage may not cost you too much more than your Disney+ or Spotify subscriptions. For example, a healthy young man might have to pay only $9 per month per $100,000 of protection for a term life insurance policy. As you get higher up in the amount of coverage at $500,000 and $1,000,000, most insurance companies offer a rate reduction. This means you will pay less for a $1 million policy than you would for two $500,000 policies.
Free Life Insurance?
Nobody likes spending money, but life insurance is an important investment to protect your loved ones. Many times in Tennessee, if you bundle your Life Insurance with your Home Insurance & Auto Insurance in Johnson City, you will save enough to get your Life Insurance Policy for FREE!
Not Into Free Life Insurance?
You can use this online calculator to give you a very good estimate of how much your life insurance policy might cost. Feel free to give our office a call at (423) 292-4142 for a free, no-obligation life insurance quote.
Meet The Tri-Cities Life Insurance Team
Andrew Darlington
President of Veritas Risk Management
Andrew has 25 years of experience in the insurance and risk management industry, and founded Veritas Insurance in 2009. He has worked with thousands of business owners to help protect their assets and firms.
When Andrew was 13 years old, his dad died, leaving his family without adequate life insurance coverage. Andrew knows firsthand the toil and mess not having proper life insurance coverage can bring. His goal is to help you find the right coverage so your family does not have the same experience.
Andrew Eads
Life and Health Representative
Andrew joined Veritas in 2024 after returning to the United States from Jordan where he was an English teacher in a school for Syrian refugees. He decided to join the insurance industry and Veritas in particular out of a desire to love his neighbors and serve their needs. After office hours you can probably find Andrew hiking Buffalo Mountain, debating with members of his book club, or spending time with his two kids at the playground.
Andy Warner
Sullivan County Office Manager
One of Andy‘s core beliefs is that everyone needs someone in their corner to help them protect their most valuable assets: their family, home, cars, and business. By combining nearly a decade of insurance industry experience with a background in counseling and non-profit work, Andy brings a unique skillset to insurance that allows him to actively listen to and understand your specific needs and priorities. He believes that insurance should be personalized to each individual client and their unique situation – nothing more, nothing less. Andy is the manager of our Sullivan County office, and has been selling Kingsport life insurance since 2019.
Get a Free Life Insurance Quote
Life insurance protects your most important asset… your family. Allow your family to live the life you would envision for them by providing them with life insurance. Call our office today at (423) 292-4142, or fill out the form below to request a free life insurance quote.
Thinking about Long Term Care Coverage?
If you are thinking about getting a Life Insurance Policy with a Long Term Care Rider, we can help!
These Life Insurance policies not only provide a death benefit, but you can also use the Death Benefits to help take care of you should you need in home care or nursing home care.
Click here to find out more information about Long Term Care.
