Protect your business and employees with Workers' Compensation Insurance.

Stop Overpaying on Your Workers' Compensation

Workers’ compensation insurance premiums are based on a number of factors, including your business’s experience modification factor. According to experts, between 40-70% of people overpay on their workers’ compensation insurance premiums. That’s not okay. This is often due to an incorrect mod factor and errors in payrolls or audits. The good news is, you may qualify for a refund on overcharged premiums. At Veritas Insurance, we have recovered hundreds of thousands of dollars for Tennessee businesses that were unknowingly overpaying on their workers compensation premiums. Your business could be next.

Not only does Tri-Cities workers’ compensation insurance provide important protections for your business, it is mandatory in the state of Tennessee. Imagine that an employee has an accident on the job site and goes to the hospital with severe injuries. Now imagine not having workers’ compensation insurance to cover the ensuing costs. How will you pay for the medical bills? Are you going to get sued? Could you even lose your business? Workers’ compensation insurance provides important coverage for your business and employees, and the quality of your coverage matters.

Veritas Risk Management is an independent insurance agency based in the Tri-Cities, Tennessee. Being independent, we don’t rely on one insurance company for our paycheck. Instead, we work with a number of different companies to help you find the best coverage for the best rates available on the market. We will help you review your workers’ compensation policy, and do what we can to help you keep your costs down, and get the coverage you need.

Coverage Provided

Lost Wages
Workers' compensation insurance covers lost wages for an employee that was injured on the job. That coverage is generally 2/3rds of their average weekly, non-taxed wage.
Death Benefit
If one of your employees dies, workers' compensation insurance provides a death benefit to that employees' heirs.
Lump Sum Settlement
If your employee is permanently disabled, whether totally or partially, they will get paid based on the severity of the disability. That money will allow them to take care of themselves for the rest of their lives.
Medical Expenses
Workers' compensation insurance will cover your employees' medical expenses due to a work-related injury or illness.

Meet The Team

Andrew Darlington - Tri-Cities workers compensation insurance

Andrew Darlington

President at Veritas Risk Management

Andrew has 25 years of experience in the insurance and risk management industry, and has worked with thousands of business owners to help protect their assets and firms. He started Veritas Risk Management in October of 2009 and has experienced agency growth each year since. Andrew will take the time to review the specific needs of each client so that he can provide the most personalized protection package. Originally from Memphis, Andrew graduated from King University and lives in Johnson City with his wife and 6 children.

Regina Davis

Commercial Lines Manager

Born and raised in the Tri-Cities, Regina’s local perspective gives her the ability to connect with our clients on a personal level. By blending business-minded strategies with detailed management of specific client needs, Regina is able to provide effective results. Regina says, “I am only truly satisfied when I know that I have found the best coverage for my clients. If I can’t find coverage to suit a client’s specific needs, I would rather send them somewhere else than sell something that is not right for them.” Regina is a member of the Tri-Cities Business Builders networking group in Kingsport.

Regina Davis - Johnson City workers compensation insurance

Andy Warner

Sullivan County Office Manager 

By combining nearly a decade of insurance industry experience with a background in counseling and non-profit work, Andy brings a unique skillset to insurance that allows him to actively listen to and understand your specific needs and priorities. He believes that insurance should be personalized to each individual client and their unique situation – nothing more, nothing less. Andy lives in Kingsport, where he is the manager of our Kingsport office. He is a member of the State of Franklin Chapter of BNI and has served on numerous boards in both the educational and non-profit realms. 

Work Comp Fast

It pays to review your policy yearly to make sure you are receiving all of the discounts your business is entitled to. Allow us to contact you and provide several quotes for your Tri-Cities workers’ compensation insurance. Reach out to our Johnson City, Tennessee office at (423) 292-4142 or fill out the form below.

Request a Workers’ Compensation Quote