Protecting Tennessee roofing companies against detrimental claims.

Independent agency providing robust risk management solutions to the Southeast since 2009.

Your Financial Roof

According to the US Bureau of Labor and Statistics, roofing is one of the highest risk jobs. Consequently, you need the best roofing insurance coverage available. Being a member of the National Association of Home Builders for over 25 years and holding the Certified Builders Insurance Agent Designations, we know how to protect Roofing Contractors. We help Tennessee Roofing Companies find the best insurance program to save them money and protect their assets and their employees. If your company was liable for an injury or property damage, what would you do? What if one of your employees gets injured on the job? An insurance policy that works for another contractor probably won’t cover your risks and liabilities. This means that not having adequate Tennessee roofing insurance could spell disaster for your company.

Whether you are a residential or commercial roofer, you and your business have unique risks that require unique protections. Furthermore, roofers’ insurance policies are designed to cover risks that modern day roofing companies face. Additionally, they cover many risks common to contractor businesses. Roofing contractors’ insurance serves as a roof over your business, protecting your company from costly claims and liabilities.

Want an Instant Work Comp Insurance Quote for Roofing in Tennessee?

We have created a special web page just for Roofers Workers Compensation in Tennessee that will give you instant pricing. Just click here.

7 Ways to Save on Roofer Insurance

Are you looking to save money on your Roofing Insurance? Click here to see our 7 Tips for Lowering Roofing Contractor Insurance Costs.

Are you a Roofing Contractor who uses Subcontractors?

Many of our clients who are roofing contactors, have at least one or two crews that are subcontractors. For this reason, we have created The Definitive Guide to Certificates of Insurance to help protect you and your company. We start with the basics and get in to the details with topics like how to spot a fake certificate and all the nuances of Blanket Additional Insured status and Waivers of Subrogation. Just complete the form below and we will send it right to your email inbox.

Primary Roofers' Insurance Coverages

Workers' Compensation

Workers' compensation insurance is not only essential for your roofing company, it is also required by Tennessee law. It covers lost wages for employees injured on the job, employee medical expenses, and more.

Liability Coverage

If your company was liable for property damage or injury of a third party, that would be covered under your roofers' liability insurance. Especially if your company does commercial roofing jobs, general liability insurance will not be enough to fully protect your roofing company.

Commercial Auto Coverage

Commercial auto insurance is essential for trucks, vans, or cars, registered to your company. Additionally, we can also provide Employers Non-Owned Liability also called ENOL insurance coverage, which provides liability insurance for your workers if they use their private vehicles for your business.

Other Roofers' Policy Coverages

Cyber Insurance

Does your company use an online database for customer information, or do you accept payments through credit cards? In that case, your Tennessee roofing company needs cyber liability insurance. Cyber attacks have been dramatically increasing, and you need to protect your business against them.

Builders' Risk Insurance

For instance, if you are working on a roof and an unexpected storm destroyed all of your work, then that would be covered under your Tennessee roofers' insurance policy through builders' risk insurance. This type of coverage is especially necessary if you do large, time-consuming projects.

Roofer-Specific Coverages

To clarify, the larger your company is, the more coverage you will need. A robust roofers' insurance policy will provide extra protections for your materials and equipment that other policies may not provide. This includes coverage for materials while they are in transit through inland marine insurance, or surety bonds if your company bids on jobs.

Who Needs Tennessee Roofing Insurance?

If you are a roofing contractor or own a roofing company in Tennessee, you need roofing insurance. However, those aren’t the only businesses that need it. In addition to Roofing contractors, Siding contractors, handymen, building contractors, and roofing subcontractors may also need roofers’ coverage because many of their exposures are the same. An example of that would be working from heights above 6 feet. Since we have worked with thousands of business owners, one of our agents can help you determine whether you should consider Tennessee roofing insurance.

Ready for a Discovery Call with one of our team members?

Top 5 Things to verify on a COI Watch this oldie but goodie video on the Top 5 Things to Verify on a Certificate

Meet The Team

Regina Davis

Commercial Lines Manager

Born and raised in the Tri-Cities, Regina’s local perspective gives her the ability to connect with our clients on a personal level. Moreover, by blending business-minded strategies with detailed management of specific client needs, Regina is able to provide effective results. Regina says, “I am only truly satisfied when I know that I have found the best coverage for my clients. If I can’t find coverage to suit a client’s specific needs, I would rather send them somewhere else than sell something that is not right for them.”

Andrew Darlington

President of Veritas Risk Management

Andrew has 26 years of experience in the insurance and risk management industry. Moreover, he has worked with thousands of business owners to help protect their assets and firms. He started Veritas Risk Management in October of 2009 and has experienced agency growth each year since. Andrew will take the time to review the specific needs of each client so that he can provide the most personalized protection package. Originally from Memphis, Andrew graduated from King University and lives in Johnson City with his wife and 6 children.

Andy Warner

Sullivan County Office Manager

By combining nearly a decade of insurance industry experience with a background in counseling and non-profit work, Andy brings a unique skillset to insurance that allows him to actively listen to and understand your specific needs and priorities. He believes that insurance should be personalized to each individual client and their unique situation – nothing more, nothing less. Andy lives in Kingsport, where he is the manager of our Kingsport office. He is a member of the State of Franklin Chapter of BNI and has served on numerous boards in both the educational and non-profit realms.

Protect Your Tennessee Roofing Company

As an independent insurance agency, we aren’t tied down to one roofing insurance provider for our paycheck. Instead, we partner with you to help you find the best priced roofers’ coverage available for your needs. Because we shop many Roofer Insurance companies for you, we can find you the best price on roofing insurance in Tennessee.

We have office in Johnson City, TN in the Boones Creek area at 4451 North Roan Street, Johnson City, TN 37615. We are next to Dave’s Waves and across the street from Ingles. We also have an office in Kingsport, TN in the downtown area at 419 East Market Street, Kingsport, TN 37660.

You can call our Johnson City office at (423)292-4142 or our Kingsport office at (423) 328-8434. Otherwise just complete the form below and we will be in touch shortly.