Kingsport insurance

Your Experience Modification Factor

Let’s say you’re a business owner in Johnson City, Tennessee. One of your valued employees was just injured on the job. Now imagine not having workers compensation insurance. Could you be sued? Could you lose your business? Workers compensation insurance is a necessity for your business. However, many businesses end up overpaying on their workers compensation …

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5 Tips for Your Workers’ Compensation Audit

Workers’ compensation audits are the bane of most business-owners’ existence. Everyone hates them. A workers’ compensation audit is the annual review by your insurance company of your business’s payroll and records, which determine your workers’ comp premiums. Usually, a workers’ compensation audit is a relatively straight-forward process without too many complications, but it can always …

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