Andrew Darlington

Designing a Disaster Recovery Plan for Your Small Business

Insurance can’t cover everything. Any insurance policy you get is going to have limitations. If something happened to your business, would you be able to get up and running as quickly as possible? A small business disaster recovery plan is a must for every small business owner. Elements of a Disaster Recovery Plan Here are …

Designing a Disaster Recovery Plan for Your Small Business Read More »

Protect your Tennessee small business with business insurance

5 Ways to Protect Your Small Business from Disaster

If you are like most small business owners, your company, next to your family, is your pride and joy. It is also the major source of financial security for you and your family — your greatest asset. As a result, your business is your greatest liability. Your business faces no shortage of potential disasters: fire, …

5 Ways to Protect Your Small Business from Disaster Read More »

Why Your Auto Insurance Rates are Increasing

Nobody likes seeing higher prices for anything, and insurance is no exception. Like many other items on the market, insurance rates have been increasing over the past several years. Here are a few reasons your auto insurance rates may be increasing. 2 Reasons Auto Insurance Rates are Increasing Increased Auto Insurance Claims Even with COVID …

Why Your Auto Insurance Rates are Increasing Read More »

Your Experience Modification Factor

Let’s say you’re a business owner in Johnson City, Tennessee. One of your valued employees was just injured on the job. Now imagine not having workers compensation insurance. Could you be sued? Could you lose your business? Workers compensation insurance is a necessity for your business. However, many businesses end up overpaying on their workers compensation …

Your Experience Modification Factor Read More »

Insurance for Historical Buildings

There are a lot of beautiful historical homes and commercial buildings around the Tri-Cities, Tennessee area. Downtown Jonesborough (Tennessee’s oldest town), Johnson City, Kingsport, and Bristol are all marked by their historical buildings. Historic districts do so much to preserve local history. However, historical buildings can come with certain challenges. When getting insurance for historic …

Insurance for Historical Buildings Read More »