Andrew Darlington

Roofing Insurance: Cost and Types Contractors Need

Whether it’s workplace accidents or equipment damage, roofing contractors are exposed to a multitude of risks daily, which creates a large need for roofing contractor insurance. Whether you’re a small roofing business or a large-scale contractor, your insurance should be meticulously tailored to you to serve as a protective shield, not only for your roofing …

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Cyber Risk Coverage 101: Everything You Need To Know

The rise in cyber threats and attacks has massively impacted various entities – from private companies to specialist firms to government agencies – resulting in financial loss and reputational damage. TechTarget published 10 of the biggest ransomware attacks on organizations in the United States throughout 2023, including the ransomware attack on the U.S. Marshals Service, …

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Cyber Security Enhacement

Enhance Security with Cyber and Privacy Insurance Solutions

A small online retail company has an online store, and customer databases, and processes numerous transactions every day. Despite basic security measures, the company fell victim to a sophisticated cyberattack carried out by a group of hackers. They gained access and stole sensitive information, including credit card details and personal data of thousands of customers. …

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Cyber Sniffing

Cyber Theft Insurance: What You Need to Know

Through IdentityTheft.gov, the Federal Trade Commission has received 1.1 million reports of identity theft. In addition, 2.4 million fraud reports were received, with the most frequently reported category being “Fraud by Scammers”, closely followed by “Online Shopping Fraud”. A report published by Statista shows that between 2001 and 2022, there was a significant increase in …

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Cyber Sniffing

Personal Cyber Insurance: What You Need To Know

Personal Cyber Insurance: What You Need To Know According to the Federal Trade Commission’s website, they received 1.1 million reports of identity theft through their IdentityTheft.gov website.  This illustrates a significant increase in this type of cybercrime. In addition, 2.4 million fraud reports were received from consumers, with the most frequently reported category being fraud …

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HSA Limits and Eligible Expenses - blog

Understanding Health Savings Account (HSA) Limits and Eligible Expenses

Healthcare expenses can be a significant burden on an individual’s finances. Health Savings Accounts (HSAs) are a valuable way to save money and receive tax benefits. These accounts allow you to save and invest funds for qualified medical expenses. However, it’s important to understand the limitations associated with HSAs. In this article, we’ll explore the …

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Insurance Claim Tennessee

Things You Should Know BEFORE You File Your Insurance Claim in Tennessee

You’re probably reading this because you recently had a car accident or suffered some other kind of loss to one of your vehicles, your home or your business. And you’re wondering… Should I submit a claim to my insurance company or not? Will there be any negative consequences? Will my price go up? By how …

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Veritas Certificate of Insurance Box Not Checked

Additional Insured Box NOT Checked?

If you asked your subcontractor to name you as additional insured, you were probably expecting that the Certificate of Insurance you would receive would have the additional insured box checked.  To your surprise, the Certificate of Insurance came back and the box “ADDL INSD” is not checked. What should you do? What is Additional Insured? …

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Outsmarting Hackers: 3 tips to protect your company's data.

Outsmarting Hackers: 3 Tips to Secure Your Company Data

43% of cyberattacks are against organizations with fewer than 250 employees. Regardless of the size of your business, it is vital to protect your business against cyber attacks and data breaches. Here are three important steps you can take to outsmart hackers and secure your company data. 1. Backup Your Company Data Make sure you …

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Designing a Disaster Recovery Plan for Your Small Business

Insurance can’t cover everything. Any insurance policy you get is going to have limitations. If something happened to your business, would you be able to get up and running as quickly as possible? A small business disaster recovery plan is a must for every small business owner. Elements of a Disaster Recovery Plan Here are …

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How health share plans work

Health Share Plans Made Simple

Health share plans have become increasingly popular in recent years. Health share plans are alternatives to health insurance that offer lower premiums and more control over your policy. At Veritas Insurance, we offer medical cost-sharing programs through Medi-Share and Sedera, two well-known health share companies Here is an overview of how health share plans work. …

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