Business Insights

Secure Your Future: Cyber Insurance Planning

What are the latest trends and developments in the cyber insurance industry? Cyber insurance is adapting to evolving cyber threats by offering more tailored coverage options, including ransomware protection and social engineering fraud coverage. Insurers are also focusing on proactive cyber risk management services to help businesses prevent cyber incidents. The Cyber Threat Intelligence Integration […]

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What is a CLUE Report?

A CLUE Report Guide Key Highlights A CLUE report provides a detailed history of insurance claims made on a property over the past five to seven years. Insurance companies use CLUE reports to determine coverage, premiums, and the likelihood of future claims. Homeowners and buyers can request a CLUE report to ensure its accuracy and

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Mastering Medical Payments Under Commercial Auto Policy

Simplifying Medical Payments Under Commercial Auto Policy For businesses that rely on vehicles, commercial auto insurance is a must-have. It covers liability, property damage, and vehicle harm. However, there’s one crucial element often overlooked: medical payment coverage. This hidden gem steps in during an accident to cover medical costs and even funeral services, protecting your

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Understanding MedPay for Roofers

Medical Payments Insurance Coverage for Roofers For roofers, mastering MedPay insurance is a game-changer. Imagine working high above the ground, knowing that any unforeseen medical bills are covered, letting you focus solely on your craft. MedPay isn’t just another insurance policy—it’s a shield that guards against financial shocks from sudden health expenses. Using my 27

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Veritas Risk Management: Your Best Choice for Insurance in Johnson City, TN

Veritas Risk Management When protecting what matters most, you deserve an insurance provider that goes above and beyond. At Veritas Risk Management, we offer top-tier insurance solutions tailored to meet the unique needs of individuals and businesses in Johnson City, TN. Our commitment to personalized service and expert advice sets us apart. Here’s why Veritas

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2023 Ransomware Trends

Preparing for 2023 Ransomware Trends

Ransomware attacks can be detrimental to businesses of all sizes. These attacks are especially destructive to small businesses, which often have less cybersecurity measures in place, and less elasticity after an attack. This article discusses how your business can prepare for 2023 ransomware trends. What is Ransomware? Ransomware is a type of malware that prohibits

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Insurance lessons from a murder investigation - Spectrum

4 Insurance Lessons From a Murder Lawsuit

Warning: this blog involves a sensitive issue that may upset some readers. In 2021, a former Spectrum cable technician was sentenced for life in prison for the tragic robbery and murder of an 83-year-old woman. The off-the-clock perpetrator gained entry into the woman’s home by pretending to be responding to a service call. In the

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FBI warns about search engine brand impersonation

FBI Warns of Search Engine Brand Impersonation

The FBI recently released a statement warning people of search engine brand impersonation by cybercriminals. Search engine brand impersonation is a tactic being used by cybercriminals that you should be wary of and take precautions against. What is Search Engine Brand Impersonation? Over 105,000 search queries are made on Google every second. And that doesn’t

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Limit supply chain exposure

Limit Your Business’s Supply Chain Exposure

In recent years, we have seen significant supply chain disruptions due to labor shortages, COVID-19 shutdowns, and production issues. Supply chain disruptions can cause significant issues for any business or manufacturer. This month’s commercial risk advisor newsletter discusses steps you can take to limit supply chain exposure. View the Newsletter To learn more about our

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Outsmarting Hackers: 3 tips to protect your company's data.

Outsmarting Hackers: 3 Tips to Secure Your Company Data

43% of cyberattacks are against organizations with fewer than 250 employees. Regardless of the size of your business, it is vital to protect your business against cyber attacks and data breaches. Here are three important steps you can take to outsmart hackers and secure your company data. 1. Backup Your Company Data Make sure you

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Increase your small business revenue in 2023

3 Strategies for Small Businesses to Increase Revenue in 2023

There are hundreds of businesses out there. Cutting through the noise can be difficult, and many small businesses are looking for ways to increase their revenue in 2023. Here are three simple steps you can take to help your small business increase revenue in 2023. Be Innovative You don’t have to re-invent the lightbulb. But

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Designing a Disaster Recovery Plan for Your Small Business

Insurance can’t cover everything. Any insurance policy you get is going to have limitations. If something happened to your business, would you be able to get up and running as quickly as possible? A small business disaster recovery plan is a must for every small business owner. Elements of a Disaster Recovery Plan Here are

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cybersecurity for business travel

Cybersecurity for Business Travelers

Business travelers are prime targets for cybercriminals, as they often carry valuable data and may not always be careful about securing their devices. Neglecting cybersecurity when employees are on the road or abroad can be detrimental to a business. This cybersecurity report discusses measures employers can implement to minimize cybersecurity risks for business travelers. Click

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