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3 insurance lessons from an apartment fire

3 Insurance Lessons from a Johnson City Apartment Fire

In early December 2022, a tragic apartment fire in Johnson City left many residents without a place to live. Thankfully, nobody was injured, but one dog died in the incident, and some residents lost all of their possessions. In this blog, we will explore the lessons that can be learned from this apartment fire. We […]

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Tennessee workers' compensation rates are decreasing.

Tennessee Workers’ Comp Rates are Declining in 2023

If you are a business owner in Tennessee, we have some good news. The TN Department of Commerce and Insurance recently announced that Tennessee workers’ compensation rates in 2023 will decrease for most businesses. How Much Will Your Rates Decrease? In mid-December 2022, The TDCI approved a 10.2% loss cost decrease for workers’ compensation insurance.

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2023 Ransomware Trends

Preparing for 2023 Ransomware Trends

Ransomware attacks can be detrimental to businesses of all sizes. These attacks are especially destructive to small businesses, which often have less cybersecurity measures in place, and less elasticity after an attack. This article discusses how your business can prepare for 2023 ransomware trends. What is Ransomware? Ransomware is a type of malware that prohibits

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Insurance lessons from a murder investigation - Spectrum

4 Insurance Lessons From a Murder Lawsuit

Warning: this blog involves a sensitive issue that may upset some readers. In 2021, a former Spectrum cable technician was sentenced for life in prison for the tragic robbery and murder of an 83-year-old woman. The off-the-clock perpetrator gained entry into the woman’s home by pretending to be responding to a service call. In the

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what is short term disability insurance

Do You Need Short Term Disability Insurance?

Disability insurance, or income protection insurance, is an important form of insurance. This guide helps you understand short term disability insurance, and whether you need this type of coverage. What is Short Term Disability Insurance? You can think of disability insurance as insurance for your paycheck. It covers losses if you are unable to work

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FBI warns about search engine brand impersonation

FBI Warns of Search Engine Brand Impersonation

The FBI recently released a statement warning people of search engine brand impersonation by cybercriminals. Search engine brand impersonation is a tactic being used by cybercriminals that you should be wary of and take precautions against. What is Search Engine Brand Impersonation? Over 105,000 search queries are made on Google every second. And that doesn’t

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Limit supply chain exposure

Limit Your Business’s Supply Chain Exposure

In recent years, we have seen significant supply chain disruptions due to labor shortages, COVID-19 shutdowns, and production issues. Supply chain disruptions can cause significant issues for any business or manufacturer. This month’s commercial risk advisor newsletter discusses steps you can take to limit supply chain exposure. View the Newsletter To learn more about our

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3 Christmas insurance risks

The Weather Outside is Frightful… Your Insurance Shouldn’t Be

The weather outside is frightful… but your insurance shouldn’t be. With Christmas approaching, certain insurance claims are on the rise. Here are three Christmas insurance risks to be cautious about this holiday season. Heat Your Home Safely I know the fire is so delightful. But not when it puts your home and family at risk.

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Don't accidentally give to hackers this holiday.

Don’t Give to Cybercriminals this Christmas

It’s the season of giving. Every year, Americans spend almost $1,000 each on holiday shopping and giving. But this Christmas season, be careful not to give your hard-earned money to cybercriminals. Many businesses relax their holiday cybersecurity measures. But the holiday season is one of cybercriminals’ favorite times of year. And they may be coming

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Increase your small business revenue in 2023

3 Strategies for Small Businesses to Increase Revenue in 2023

There are hundreds of businesses out there. Cutting through the noise can be difficult, and many small businesses are looking for ways to increase their revenue in 2023. Here are three simple steps you can take to help your small business increase revenue in 2023. Be Innovative You don’t have to re-invent the lightbulb. But

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Old software cybersecurity - eol software best practices and risk management strategies

Old Software Can Jeopardize Your Business’s Cybersecurity

Just like physical products, software eventually gets outdated, and manufacturers stop developing it. Software that has is no longer being maintained is known as end-of-life (EOL) software. While it may be tempting to continue using an old software system for your small business, EOL software usage can jeopardize your business’s cybersecurity. Security Vulnerabilities of EOL

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