Home Insurance Archives

Understanding Bodily Injury Coverage in Roofers Insurance

Business Insurance, Claims, Construction, Construction, General Insurance, Home Insurance, Life Insurance, Roofing / By Andrew Darlington

Being a roofing contractor is rewarding yet demanding. Roofers face risks, so having a roofer’s insurance is crucial. This insurance covers various liabilities and risks, making it essential for any roofing company. Understanding bodily injury coverage in roofer’s insurance is essential. This blog will delve into its importance, types of coverage, choosing the right one, …

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Keeping it Fresh: Maintaining Your Refrigerator Door Seals

agriculture, Construction, General Insurance, Home & Family, Home Insurance, Personal & Family Insurance / By Andrew Darlington

Your refrigerator’s gasket is like a trusty sidekick for food freshness, playing a pivotal role in keeping the cold air in and the warm air out. This essential component ensures your groceries stay fresh for longer! Over time, accumulated dirt and general wear can undermine its effectiveness. Yet, there’s good news: with some regular care …

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Roofing Insurance: Cost and Types Contractors Need

Business Insurance, Claims, Construction, Construction, Home Insurance, Roofing / By Andrew Darlington

Whether it’s workplace accidents or equipment damage, roofing contractors are exposed to a multitude of risks daily, which creates a large need for roofing contractor insurance. Whether you’re a small roofing business or a large-scale contractor, your insurance should be meticulously tailored to you to serve as a protective shield, not only for your roofing …

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Cyber Theft Insurance: What You Need to Know

Business Insurance, Construction, Cyber Risks & Liabilities, Cybersecurity, General Insurance, Home & Family, Home Insurance, Manufacturing, Personal & Family Insurance, Roofing / By Andrew Darlington

Through IdentityTheft.gov, the Federal Trade Commission has received 1.1 million reports of identity theft. In addition, 2.4 million fraud reports were received, with the most frequently reported category being “Fraud by Scammers”, closely followed by “Online Shopping Fraud”. A report published by Statista shows that between 2001 and 2022, there was a significant increase in …

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Personal Cyber Insurance: What You Need To Know

Cyber Risks & Liabilities, Cybersecurity, Home & Family, Home Insurance, Personal & Family Insurance / By Andrew Darlington

Personal Cyber Insurance: What You Need To Know According to the Federal Trade Commission’s website, they received 1.1 million reports of identity theft through their IdentityTheft.gov website. This illustrates a significant increase in this type of cybercrime. In addition, 2.4 million fraud reports were received from consumers, with the most frequently reported category being fraud …

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How to Prevent Frozen Pipes

General Insurance, Home & Family, Home & Family Newsletter, Home Insurance / By Staff

Love it or hate it, it can get pretty cold in the winter, especially if you live in the mountains. It’s going to get down to the single digits this Christmas weekend in Johnson City, TN. With the cold temperatures, it’s important to make sure you are taking measures to prevent frozen pipes. Why Do …

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The Weather Outside is Frightful… Your Insurance Shouldn’t Be

Auto Insurance, Home & Family, Home Insurance / By Staff

The weather outside is frightful… but your insurance shouldn’t be. With Christmas approaching, certain insurance claims are on the rise. Here are three Christmas insurance risks to be cautious about this holiday season. Heat Your Home Safely I know the fire is so delightful. But not when it puts your home and family at risk. …

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What are Multi-Policy Insurance Discounts?

Auto Insurance, General Insurance, Home & Family, Home Insurance / By Staff

Do you work with multiple insurance carriers for each of your policies? If your insurance policies are with different companies, you may be missing out on multi-policy insurance discounts. What Are Multi-Policy Insurance Discounts? Insurance companies don’t want to lose your business. And chances are good you don’t want to pay more money each month …

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When Baseball Becomes Bankruptcy

Home & Family, Home Insurance / By Staff

What do baseball and homeowners’ insurance have in common? Actually, more than you might realize! If you or your children play competitive sports where there is a risk of someone getting injured, or if you just enjoy playing a game of lacrosse at a church picnic, you need homeowners’ insurance. In this article, you will …

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Who is Responsible for a Fallen Tree?

Home Insurance / By Staff

Determining whether all your insurance needs are covered can be confusing at times. One thing we get asked about a lot is liability for fallen tree damage. Who is responsible for a fallen tree? Every year, homeowners have trees that fall in storms. Unfortunately, this often results in damaged property. In the event of a …

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What You Need to Know About Homeowners Insurance

Home Insurance / By Andrew Darlington

You’re about to buy a new house and you need to get homeowners’ insurance in Johnson City. What do you do? What are you looking for? Everybody and their brother wants to sell you home insurance right now. The mortgage brokers are sending you to folks, the realtors are sending you to folks… There are …

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4 Tips to Remember When Building a New Home

Home & Family Newsletter, Home Insurance / By Andrew Darlington

If you are building a new home in Johnson City or the Tri-Cities, there is probably a great deal on your mind. Out of all the details, plans, dreams, and projects, make sure you take some time to investigate how you can protect yourself from future insurance claims. Here are some effective ways you can …

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