You’re probably reading this because you recently had a car accident or suffered some other kind of loss to one of your vehicles, your home or your business. And you’re wondering… Should I submit a claim to my insurance company or not? Will there be any negative consequences? Will my price go up? By how …
Things You Should Know BEFORE You File Your Insurance Claim in Tennessee Read More »
If you asked your subcontractor to name you as additional insured, you were probably expecting that the Certificate of Insurance you would receive would have the additional insured box checked. To your surprise, the Certificate of Insurance came back and the box “ADDL INSD” is not checked. What should you do? What is Additional Insured? …
If you are a business owner in Tennessee, we have some good news. The TN Department of Commerce and Insurance recently announced that Tennessee workers’ compensation rates in 2023 will decrease for most businesses. How Much Will Your Rates Decrease? In mid-December 2022, The TDCI approved a 10.2% loss cost decrease for workers’ compensation insurance. …
Tennessee Workers’ Comp Rates are Declining in 2023 Read More »
Ransomware attacks can be detrimental to businesses of all sizes. These attacks are especially destructive to small businesses, which often have less cybersecurity measures in place, and less elasticity after an attack. This article discusses how your business can prepare for 2023 ransomware trends. What is Ransomware? Ransomware is a type of malware that prohibits …
Warning: this blog involves a sensitive issue that may upset some readers. In 2021, a former Spectrum cable technician was sentenced for life in prison for the tragic robbery and murder of an 83-year-old woman. The off-the-clock perpetrator gained entry into the woman’s home by pretending to be responding to a service call. In the …
In recent years, we have seen significant supply chain disruptions due to labor shortages, COVID-19 shutdowns, and production issues. Supply chain disruptions can cause significant issues for any business or manufacturer. This month’s commercial risk advisor newsletter discusses steps you can take to limit supply chain exposure. View the Newsletter To learn more about our …
43% of cyberattacks are against organizations with fewer than 250 employees. Regardless of the size of your business, it is vital to protect your business against cyber attacks and data breaches. Here are three important steps you can take to outsmart hackers and secure your company data. 1. Backup Your Company Data Make sure you …
Outsmarting Hackers: 3 Tips to Secure Your Company Data Read More »
There are hundreds of businesses out there. Cutting through the noise can be difficult, and many small businesses are looking for ways to increase their revenue in 2023. Here are three simple steps you can take to help your small business increase revenue in 2023. Be Innovative You don’t have to re-invent the lightbulb. But …
3 Strategies for Small Businesses to Increase Revenue in 2023 Read More »
Businesses are looking for ways to save money. Many small businesses were hit hard during the COVID-19 pandemic, and things are not seeming to get much better as we enter a possible economic recession. Here are several important ways your business can optimize its marketing strategy to save money and prepare for a recession. Cut …
Optimizing Your Marketing Strategy for a Recession Read More »
The economy is not doing well right now. Whether you categorize us as being in a recession currently or not, the economy is pretty weak, and the future isn’t looking too promising. As such, it is vital for business owners to think of ways to save money and protect their businesses from disaster. As tempting …
Insurance can’t cover everything. Any insurance policy you get is going to have limitations. If something happened to your business, would you be able to get up and running as quickly as possible? A small business disaster recovery plan is a must for every small business owner. Elements of a Disaster Recovery Plan Here are …
Designing a Disaster Recovery Plan for Your Small Business Read More »
In a distributed denial-of-service (DDoS) cyberattack, a cybercriminal attempts to interrupt an online service by flooding it with fake traffic. During a DDoS attack, a network of infected computers overwhelms a victim’s IP address with requests. The goal is to exceed the capacity limits of their websites, servers and networks, resulting in a halt of …
The workers’ compensation sector of the commercial insurance industry is generally a stable and profitable segment. However, Tennessee workers’ compensation costs of claims have been increasing, with concerns over severity on the rise. While the frequency of claims has declined, several factors contribute to increasing claim expenses. These increases in the cost of workers’ compensation …
Cost of Workers’ Compensation Claims are on the Rise Read More »
Experts say that there are over a million people in the insurance industry in the United States. That’s a lot of people! As a client, the question for you is, who should you trust? Everybody and their brother is wanting to sell you insurance, and let’s be honest, insurance agents are often seen as predators …
If you are like most small business owners, your company, next to your family, is your pride and joy. It is also the major source of financial security for you and your family — your greatest asset. As a result, your business is your greatest liability. Your business faces no shortage of potential disasters: fire, …
5 Ways to Protect Your Small Business from Disaster Read More »
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Johnson City, TN 37615
(423) 292-4142
help@veritasRM.com
Monday – Friday 8:30a – 5:00p
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4451 North Roan Street Suite #201
Johnson City, TN 37615
(423) 292-4142
help@veritasRM.com
Monday – Friday 8:30a – 5:00p
