Home & Family

Keeping it Fresh: Maintaining Your Refrigerator Door Seals

Your refrigerator’s gasket is like a trusty sidekick for food freshness, playing a pivotal role in keeping the cold air in and the warm air out. This essential component ensures your groceries stay fresh for longer! Over time, accumulated dirt and general wear can undermine its effectiveness. Yet, there’s good news: with some regular care …

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Cyber Sniffing

Cyber Theft Insurance: What You Need to Know

Through IdentityTheft.gov, the Federal Trade Commission has received 1.1 million reports of identity theft. In addition, 2.4 million fraud reports were received, with the most frequently reported category being “Fraud by Scammers”, closely followed by “Online Shopping Fraud”. A report published by Statista shows that between 2001 and 2022, there was a significant increase in …

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Cyber Sniffing

Personal Cyber Insurance: What You Need To Know

Personal Cyber Insurance: What You Need To Know According to the Federal Trade Commission’s website, they received 1.1 million reports of identity theft through their IdentityTheft.gov website.  This illustrates a significant increase in this type of cybercrime. In addition, 2.4 million fraud reports were received from consumers, with the most frequently reported category being fraud …

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HSA Limits and Eligible Expenses - blog

Understanding Health Savings Account (HSA) Limits and Eligible Expenses

Healthcare expenses can be a significant burden on an individual’s finances. Health Savings Accounts (HSAs) are a valuable way to save money and receive tax benefits. These accounts allow you to save and invest funds for qualified medical expenses. However, it’s important to understand the limitations associated with HSAs. In this article, we’ll explore the …

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3 insurance lessons from an apartment fire

3 Insurance Lessons from a Johnson City Apartment Fire

In early December 2022, a tragic apartment fire in Johnson City left many residents without a place to live. Thankfully, nobody was injured, but one dog died in the incident, and some residents lost all of their possessions. In this blog, we will explore the lessons that can be learned from this apartment fire. We …

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what is short term disability insurance

Do You Need Short Term Disability Insurance?

Disability insurance, or income protection insurance, is an important form of insurance. This guide helps you understand short term disability insurance, and whether you need this type of coverage. What is Short Term Disability Insurance? You can think of disability insurance as insurance for your paycheck. It covers losses if you are unable to work …

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FBI warns about search engine brand impersonation

FBI Warns of Search Engine Brand Impersonation

The FBI recently released a statement warning people of search engine brand impersonation by cybercriminals. Search engine brand impersonation is a tactic being used by cybercriminals that you should be wary of and take precautions against. What is Search Engine Brand Impersonation? Over 105,000 search queries are made on Google every second. And that doesn’t …

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3 Christmas insurance risks

The Weather Outside is Frightful… Your Insurance Shouldn’t Be

The weather outside is frightful… but your insurance shouldn’t be. With Christmas approaching, certain insurance claims are on the rise. Here are three Christmas insurance risks to be cautious about this holiday season. Heat Your Home Safely I know the fire is so delightful. But not when it puts your home and family at risk. …

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What are multi-policy insurance discounts?

What are Multi-Policy Insurance Discounts?

Do you work with multiple insurance carriers for each of your policies? If your insurance policies are with different companies, you may be missing out on multi-policy insurance discounts. What Are Multi-Policy Insurance Discounts? Insurance companies don’t want to lose your business. And chances are good you don’t want to pay more money each month …

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Why Your Auto Insurance Rates are Increasing

Nobody likes seeing higher prices for anything, and insurance is no exception. Like many other items on the market, insurance rates have been increasing over the past several years. Here are a few reasons your auto insurance rates may be increasing. 2 Reasons Auto Insurance Rates are Increasing Increased Auto Insurance Claims Even with COVID …

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