Workers’ Compensation

Cost of workers' compensation claims are on the rise

Cost of Workers’ Compensation Claims are on the Rise

The workers’ compensation sector of the commercial insurance industry is generally a stable and profitable segment. However, Tennessee workers’ compensation costs of claims have been increasing, with concerns over severity on the rise. While the frequency of claims has declined, several factors contribute to increasing claim expenses. These increases in the cost of workers’ compensation …

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Prevent heat-related illness on Johnson City construction site

Prevent Heatstroke on the Johnson City Construction Site

During the summer months, it can regularly get above 90 degrees in Johnson City. This can pose a significant risk for Johnson City construction workers. If you are a construction worker or employer, you need to make sure you are taking proper precautions to protect yourself and your employees against heat-related illnesses. As summer approaches …

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Your Experience Modification Factor

Let’s say you’re a business owner in Johnson City, Tennessee. One of your valued employees was just injured on the job. Now imagine not having workers compensation insurance. Could you be sued? Could you lose your business? Workers compensation insurance is a necessity for your business. However, many businesses end up overpaying on their workers compensation …

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What Workers’ Compensation Covers

Workers’ compensation insurance is important to have to protect your business. Therefore, it’s important to know exactly what workers’ compensation covers. If you are a contractor or business owner in the Tri-Cities, it is very important for you to understand how workers’ compensation works and how your employees are covered. Workers’ comp basically covers four …

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5 Tips for Your Workers’ Compensation Audit

Workers’ compensation audits are the bane of most business-owners’ existence. Everyone hates them. A workers’ compensation audit is the annual review by your insurance company of your business’s payroll and records, which determine your workers’ comp premiums. Usually, a workers’ compensation audit is a relatively straight-forward process without too many complications, but it can always …

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