Workplace Safety

Secure Your Future: Cyber Insurance Planning

What are the latest trends and developments in the cyber insurance industry? Cyber insurance is adapting to evolving cyber threats by offering more tailored coverage options, including ransomware protection and social engineering fraud coverage. Insurers are also focusing on proactive cyber risk management services to help businesses prevent cyber incidents. The Cyber Threat Intelligence Integration […]

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What is a CLUE Report?

A CLUE Report Guide Key Highlights A CLUE report provides a detailed history of insurance claims made on a property over the past five to seven years. Insurance companies use CLUE reports to determine coverage, premiums, and the likelihood of future claims. Homeowners and buyers can request a CLUE report to ensure its accuracy and

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Mastering Medical Payments Under Commercial Auto Policy

Simplifying Medical Payments Under Commercial Auto Policy For businesses that rely on vehicles, commercial auto insurance is a must-have. It covers liability, property damage, and vehicle harm. However, there’s one crucial element often overlooked: medical payment coverage. This hidden gem steps in during an accident to cover medical costs and even funeral services, protecting your

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Understanding MedPay for Roofers

Medical Payments Insurance Coverage for Roofers For roofers, mastering MedPay insurance is a game-changer. Imagine working high above the ground, knowing that any unforeseen medical bills are covered, letting you focus solely on your craft. MedPay isn’t just another insurance policy—it’s a shield that guards against financial shocks from sudden health expenses. Using my 27

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Tennessee workers' compensation rates are decreasing.

Tennessee Workers’ Comp Rates are Declining in 2023

If you are a business owner in Tennessee, we have some good news. The TN Department of Commerce and Insurance recently announced that Tennessee workers’ compensation rates in 2023 will decrease for most businesses. How Much Will Your Rates Decrease? In mid-December 2022, The TDCI approved a 10.2% loss cost decrease for workers’ compensation insurance.

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Prevent heat-related illness on Johnson City construction site

Prevent Heatstroke on the Johnson City Construction Site

During the summer months, it can regularly get above 90 degrees in Johnson City. This can pose a significant risk for Johnson City construction workers. If you are a construction worker or employer, you need to make sure you are taking proper precautions to protect yourself and your employees against heat-related illnesses. As summer approaches

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Preparing for Workplace Emergencies

September is National Preparedness Month, which encourages individuals and businesses alike to prepare for emergency situations, disasters and health risks that could occur in their everyday environments. Emergencies and disasters can happen when they are least expected. Therefore, it is crucial for employees to be prepared for a variety of workplace emergencies (e.g., fires, chemical

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Preventing Theft at the Construction Site

Job site theft has become a rising concern for construction employers across the country—resulting in the loss of valuable equipment and materials. In fact, the latest research revealed that such theft currently accounts for an estimated $1 billion in annual costs throughout the construction sector. Yet, there are several measures that construction employers like you

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