The Open Bar Shouldn’t Open You Up to Risk
Champagne toasts. Craft beer from your favorite local brewery. A signature cocktail with a clever name. If you’re like many couples planning a Tri-Cities wedding, alcohol is part of the celebration.
But here’s something a lot of people don’t realize: if a guest drinks too much and causes an accident or injury, you — the host — could be held legally responsible.
That’s where liquor liability insurance comes in.
What Is Liquor Liability Insurance?
Liquor liability insurance protects you financially if someone causes harm or damage after consuming alcohol at your event. It can cover:
Injuries caused by intoxicated guests (such as slips, falls, or fights)
Property damage at the venue
Lawsuits and legal fees
Auto accidents caused by a guest driving home intoxicated
Some venues require this type of insurance before they’ll allow alcohol to be served. Others might include it in their package, but many don’t. And even if they do, their coverage may not fully protect you.
Real-Life Wedding Mishaps
Here’s a true scenario we’ve seen:
A guest drinks too much and trips over a cable during the reception, breaking their arm. The family sues the couple, claiming they were negligent for not managing the alcohol service.
Or this one:
After leaving a wedding, a guest causes a car accident. The couple is named in the lawsuit because they hosted and provided the alcohol.
Without liquor liability insurance, those legal bills could come out of your pocket.
What Does It Cost?
Policies are typically very affordable, starting around $125–$250 for a single event. It’s a small price to pay for peace of mind and legal protection.
And if you bundle it with your wedding liability policy through Veritas, it’s even easier to manage.
Don’t Leave It to Chance
If you’re planning to serve alcohol at your wedding or rehearsal dinner, you need to know whether you’re protected.
At Veritas Risk Management, we’ll review your venue’s requirements, explain your options, and get you the coverage you need — fast. We’ve helped countless Tri-Cities couples prepare for their big day, and we’re here to make sure you’re covered from toast to last call.
💬 Ready to check this off your planning list?
📞 Call Veritas Risk Management
📍 Based in Johnson City, serving all of the Tri-Cities
🔗 Get a Liquor Liability Quote
Because your wedding should be remembered for the celebration, not the lawsuit.
