Personalized Health Coverage
Medical costs can be expensive. Without health insurance coverage, something as common as breaking your leg could end up breaking your wallet. Even though the law requires all Americans to have medical insurance, there are people working and living in Tennessee without coverage.
At Veritas, we offer a variety of healthcare cost coverage options. As an independent insurance agency, we can help you find cost-effective Johnson City medical insurance options that are best suited to your needs. Each person has unique medical needs unique to their life circumstances. Whether you are looking for a Medical Advantage Plan, a non-traditional health share plan, other health insurance options, or you are not sure what kind of health coverage you need, we’ve got you covered. Call our Tri-Cities office at (423) 292-4142 to speak with one of our agents.
Medical Insurance Coverage Options
There are a lot of different Tennessee medical and health insurance options out there, and every person’s needs are unique. The good news is, you don’t have to make a decision on your own. Feel free to browse some of our commonly-sold health plans below. If you are ready to get started with your health insurance coverage, give our office a call or select one of the buttons below to get started on a plan!
Medicare Disclaimer: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”
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Traditional Health Insurance
The Affordable Care Act was designed to help people get the insurance they need, with the help of government subsidies. Our ACA-certified professionals can help you through the process.
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Health Share Programs
Health sharing plans are common alternatives for health insurance. Instead of buying traditional health insurance coverage, you share healthcare costs with a network of individuals when you join a health share community.
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Medicare Supplement Insurance
A Medicare Supplement Insurance policy, sold by private companies, can help pay some of the health care costs that original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
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Long Term Care Insurance
Most retirees will need some form of nursing care or extended medical assistance at some point during their retirement. If you do not have long term care insurance, you and your spouse have not anticipated one of the most common situations that retirees face.
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Medicare Advantage Plans
A Medicare Advantage Plan is offered by private insurance companies to take the place of Original Medicare. Medicare Advantage Plans must cover all of the services offered by Original Medicare excluding hospice . These plans generally offer additional benefits such as health and wellness programs, vision, hearing and dental services.
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Dental Insurance
If you have ever had an expensive dental procedure, or if you have just seen regular dental bills pile up, you are aware of how expensive dental work can be. Dental insurance will give you peace of mind and is well worth the investment for your family.
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Disability Insurance
Your ability to earn a living is your most important asset. And one of the best ways to protect it is with disability insurance. Think of it as insurance for your paycheck. Disability insurance provides you with a percentage of your income if an illness or injury prevents you from working and earning a living.
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Health Savings Account
Health savings accounts are an effective way to place control over your health insurance back into your hands. With an HSA, health premiums are far less. Additionally, HSAs have a savings account, the contents of which belong to you, not the insurance company.
Meet The Johnson City Health Insurance Team
Laryn Hurley
Life and Health Representative
Andrew Darlington
President of Veritas Risk Management
Andrew has 25 years of experience in the insurance and risk management industry. He has worked with thousands of business owners to help protect their assets and firms, and helped tens of thousands of individuals with personal insurance. Andrew believes that insurance is about helping people. His goal is to be there for his clients on their worst day.
Originally from Memphis, Andrew graduated from King University and lives in Johnson City with his wife and 6 children. Andrew’s hobbies include playing basketball, cheering for the Vols, church events and taking part in his children’s activities.
