At Veritas Insurance, we write a lot of home, business, and auto policies. Oftentimes, however, we find that many of our clients do not fully understand what a personal umbrella policy is. In my opinion, it’s one of the most important policies for any individual or business. Are You Eligible for Umbrella Insurance? In order …
In recent years, cyber incidents have surged in both cost and frequency. These incidents have become a pressing concern for organizations of all sizes and sectors—and construction companies are no exception. Although employers within the construction industry may think that their cyber exposures are minimal, this often isn’t the case. Rather, such vulnerabilities can come …
Cyber Liability Coverage in the Construction Industry Read More »
September is National Preparedness Month, which encourages individuals and businesses alike to prepare for emergency situations, disasters and health risks that could occur in their everyday environments. Emergencies and disasters can happen when they are least expected. Therefore, it is crucial for employees to be prepared for a variety of workplace emergencies (e.g., fires, chemical …
A business contingency plan enables businesses to stay functional in adverse conditions, such as major technical issues, natural disasters, or other unexpected occurrences. These plans are often thought of as emergency action plans or disaster recovery plans, but business contingency plans go well beyond natural disasters. A well-constructed plan can mean the difference between staying …
Over the course of the past decade, many organizations have relied on standard property and liability coverage rather than a standalone cyber insurance policy to provide protection for cyber incidents. However, as digital threats continue to advance—contributing to a significant surge in both the cost and frequency of cyberattacks across industry lines—neglecting to purchase a …
Your customers expect you to manufacture safe and reliable products, and failing to meet these expectations can lead to huge financial losses to your business. While you may do everything in your power to ensure that your products are safe for the public, mishaps can still occur without warning. Therefore, to protect against claims and …
In this month’s Commercial Risk Advisor newsletter, learn about reducing your exposures during work events and managing social media risks. Click here to read the whole newsletter! If you have any questions about workplace safety or liability insurance, please give our Johnson City office a call at (423) 292-4142! We will work with you to make …
Let’s talk about workers’ compensation insurance—who has to have it, and who doesn’t? Here are the basics. Who Counts as an Employee? If you are in the state of Tennessee and you have 5 or more employees, you need to carry workers’ comp. That’s the general, baseline rule. What is an employee? The state of …
Workers’ compensation audits are the bane of most business-owners’ existence. Everyone hates them. A workers’ compensation audit is the annual review by your insurance company of your business’s payroll and records, which determine your workers’ comp premiums. Usually, a workers’ compensation audit is a relatively straight-forward process without too many complications, but it can always …
4451 North Roan Street Suite #201
Johnson City, TN 37615
(423) 292-4142
help@veritasRM.com
Monday – Friday 8:30a – 5:00p
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4451 North Roan Street Suite #201
Johnson City, TN 37615
(423) 292-4142
help@veritasRM.com
Monday – Friday 8:30a – 5:00p
