Workplace Safety

Your Experience Modification Factor

Let’s say you’re a business owner in Johnson City, Tennessee. One of your valued employees was just injured on the job. Now imagine not having workers compensation insurance. Could you be sued? Could you lose your business? Workers compensation insurance is a necessity for your business. However, many businesses end up overpaying on their workers compensation …

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Electrical Safety at the Construction Site

According to the Occupational Safety and Health Administration (OSHA), electrocution is one of the top four causes of fatality that collectively contribute to over half of annual construction sector deaths. This month’s Construction Risk Advisor newsletter offers tips for ensuring electrical safety at the construction site. Click here to read the whole newsletter! If you …

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Hand Tool Safety

This month’s Safety Focused newsletter offers hand tool safety guidance and best practices for shoveling snow. Click here to read the whole newsletter! If you have any questions about workplace safety or your insurance needs, please contact our East Tennessee office at (423) 292-4142! We will work with you to make sure you and your business …

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What Workers’ Compensation Covers

Workers’ compensation insurance is important to have to protect your business. Therefore, it’s important to know exactly what workers’ compensation covers. If you are a contractor or business owner in the Tri-Cities, it is very important for you to understand how workers’ compensation works and how your employees are covered. Workers’ comp basically covers four …

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