Life insurance is one of those things you don’t like sitting and talking about, especially with your family. It means you are going to die someday. No one likes to talk about that. But if you are gone, who is going to provide the income to your family that you are providing right now? Statistics […]
How Much Life Insurance Do You Need? Read More »
Let’s say you’re a business owner in Johnson City, Tennessee. One of your valued employees was just injured on the job. Now imagine not having workers compensation insurance. Could you be sued? Could you lose your business? Workers compensation insurance is a necessity for your business. However, many businesses end up overpaying on their workers compensation
Your Experience Modification Factor Read More »
With more men and women joining the workforce without checking accounts, many employers in the Johnson City, Tennessee area have found the need to start paying their employees with debit cards. However, this method of payment poses a couple of issues for employers. Here are some things you need to be aware of before you
Debit Cards: A Threat to Your Small Business Read More »
There are a lot of beautiful historical homes and commercial buildings around the Tri-Cities, Tennessee area. Downtown Jonesborough (Tennessee’s oldest town), Johnson City, Kingsport, and Bristol are all marked by their historical buildings. Historic districts do so much to preserve local history. However, historical buildings can come with certain challenges. When getting insurance for historic
Insurance for Historical Buildings Read More »
What would happen to your business if your business partner dies? Buy-sell agreements cover what happens to the business in the event of the death of one of the business owners. A number of business owners in Johnson City, Tennessee have asked me about buy-sell agreements, so I wanted to take some time to explain
Buy-Sell Agreements: Life Insurance for Your Business Read More »
When was the last time you collided with somebody going through a door or tripped over something at work? Quite recently, I imagine. It happens all the time. These are just some of the minor hazards those of us who go out to work every day face. Usually, these bumps and scrapes are not serious.
Avoiding Workplace Injuries Read More »
You may have been tricked into buying unnecessary insurance before. But one type of insurance that certainly isn’t just a clever marketing ploy is insurance from rental car companies. For most people, it is almost always necessary to buy coverage through the rental car company when you rent a car. Why You Probably Need Rental
Rental Car Insurance: Good or Bad? Read More »
Let’s talk about auto insurance. Lots of people call in and says, “I need full coverage on my vehicle.” The question is, what exactly is full coverage? There are a lot of different coverages out there—comprehensive, collision, towing, labor, rental car coverage, new car replacement, OEM parts repair. Today, we will break down exactly what
What is Full Coverage? Read More »
Workers’ compensation insurance is important to have to protect your business. Therefore, it’s important to know exactly what workers’ compensation covers. If you are a contractor or business owner in the Tri-Cities, it is very important for you to understand how workers’ compensation works and how your employees are covered. Workers’ comp basically covers four
What Workers’ Compensation Covers Read More »
You’re about to buy a new house and you need to get homeowners’ insurance in Johnson City. What do you do? What are you looking for? Everybody and their brother wants to sell you home insurance right now. The mortgage brokers are sending you to folks, the realtors are sending you to folks… There are
What You Need to Know About Homeowners Insurance Read More »
My name is Andrew Darlington, founder and President of Veritas Risk Management & Insurance Services, the premier provider of insurance services in the East Tennessee region. I’m going to tell you a very personal story about why you need life insurance. When I was going into the 7th grade, my dad died. Obviously, it is
Why You Need Life Insurance – Andrew’s Personal Story Read More »
Workers’ compensation audits are the bane of most business-owners’ existence. Everyone hates them. A workers’ compensation audit is the annual review by your insurance company of your business’s payroll and records, which determine your workers’ comp premiums. Usually, a workers’ compensation audit is a relatively straight-forward process without too many complications, but it can always
5 Tips for Your Workers’ Compensation Audit Read More »
If you are building a new home in Johnson City or the Tri-Cities, there is probably a great deal on your mind. Out of all the details, plans, dreams, and projects, make sure you take some time to investigate how you can protect yourself from future insurance claims. Here are some effective ways you can
4 Tips to Remember When Building a New Home Read More »
4451 North Roan Street Suite #201
Johnson City, TN 37615
(423) 292-4142
help@veritasRM.com
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