workers' compensation Archives

Mastering Medical Payments Under Commercial Auto Policy

Business Insights, Business Insurance, Certificate of Insurance, Claims, Construction, General Insurance, Health Insurance, Roofing, Workers' Compensation, Workplace Safety / Andrew Darlington

Simplifying Medical Payments Under Commercial Auto Policy For businesses that rely on vehicles, commercial auto insurance is a must-have. It covers liability, property damage, and vehicle harm. However, there’s one crucial element often overlooked: medical payment coverage. This hidden gem steps in during an accident to cover medical costs and even funeral services, protecting your […]

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Understanding MedPay for Roofers

Business Insights, Business Insurance, Certificate of Insurance, Claims, Construction, General Insurance, Health Insurance, Roofing, Workers' Compensation, Workplace Safety / Andrew Darlington

Medical Payments Insurance Coverage for Roofers For roofers, mastering MedPay insurance is a game-changer. Imagine working high above the ground, knowing that any unforeseen medical bills are covered, letting you focus solely on your craft. MedPay isn’t just another insurance policy—it’s a shield that guards against financial shocks from sudden health expenses. Using my 27

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Optimizing Manufacturing Worker Safety Training

Manufacturing / Staff

Given the seriousness of workplace hazards (e.g., machine guarding and electrical hazards) and the potential for injury, there’s no doubt how vital safety is on the manufacturing floor. Still, many businesses don’t realize just how costly one workplace injury can be. When all is said and done, injuries can cost business owners hundreds of thousands

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Who is Covered Under Workers’ Comp?

Workers' Compensation / Staff

Let’s talk about workers’ compensation insurance—who has to have it, and who doesn’t? Here are the basics. Who Counts as an Employee? If you are in the state of Tennessee and you have 5 or more employees, you need to carry workers’ comp. That’s the general, baseline rule. What is an employee? The state of

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What Workers’ Compensation Covers

Workers' Compensation / Andrew Darlington

Workers’ compensation insurance is important to have to protect your business. Therefore, it’s important to know exactly what workers’ compensation covers. If you are a contractor or business owner in the Tri-Cities, it is very important for you to understand how workers’ compensation works and how your employees are covered. Workers’ comp basically covers four

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5 Tips for Your Workers’ Compensation Audit

Workers' Compensation / Andrew Darlington

Workers’ compensation audits are the bane of most business-owners’ existence. Everyone hates them. A workers’ compensation audit is the annual review by your insurance company of your business’s payroll and records, which determine your workers’ comp premiums. Usually, a workers’ compensation audit is a relatively straight-forward process without too many complications, but it can always

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workers’ compensation