Business Insurance

Beyond the Hammer and Nails: Protecting your Roofing Expertise in Tennessee

Contractors’ Professional Liability Insurance You’re a master of your craft. From new installations in Nashville to complex repairs in Knoxville, your team ensures homes and businesses across Tennessee stay dry and secure. You’ve got General Liability insurance to cover accidental property damage or injuries during the job – that’s standard. But what about the financial […]

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What is Erie YourTurn?

A Simple Way to Earn Gift Cards with Your Car Insurance Let’s be honest, nobody enjoys paying for car insurance. It’s just one of those things you have to do. But what if you could get a little something back from your insurance company, with no strings attached? Erie Insurance has a program called YourTurn

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Understanding Contractors’ Pollution Liability

For Tennessee roofing contractors like you, this isn’t just about massive industrial accidents; it’s about common, everyday materials and situations on your job sites that can lead to costly pollution claims. Don’t Let Pollution Risks Tear a Hole in Your Roofing Profits You’re focused on delivering a quality roof, on time and on budget. You

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Secure Your Future: Cyber Insurance Planning

What are the latest trends and developments in the cyber insurance industry? Cyber insurance is adapting to evolving cyber threats by offering more tailored coverage options, including ransomware protection and social engineering fraud coverage. Insurers are also focusing on proactive cyber risk management services to help businesses prevent cyber incidents. The Cyber Threat Intelligence Integration

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What is a CLUE Report?

A CLUE Report Guide Key Highlights A CLUE report provides a detailed history of insurance claims made on a property over the past five to seven years. Insurance companies use CLUE reports to determine coverage, premiums, and the likelihood of future claims. Homeowners and buyers can request a CLUE report to ensure its accuracy and

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Mastering Medical Payments Under Commercial Auto Policy

Simplifying Medical Payments Under Commercial Auto Policy For businesses that rely on vehicles, commercial auto insurance is a must-have. It covers liability, property damage, and vehicle harm. However, there’s one crucial element often overlooked: medical payment coverage. This hidden gem steps in during an accident to cover medical costs and even funeral services, protecting your

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Understanding MedPay for Roofers

Medical Payments Insurance Coverage for Roofers For roofers, mastering MedPay insurance is a game-changer. Imagine working high above the ground, knowing that any unforeseen medical bills are covered, letting you focus solely on your craft. MedPay isn’t just another insurance policy—it’s a shield that guards against financial shocks from sudden health expenses. Using my 27

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Understanding Bodily Injury Coverage in Roofers Insurance

Understanding Bodily Injury Coverage in Roofers Insurance

Being a roofing contractor is rewarding yet demanding. Roofers face risks, so having a roofer’s insurance is crucial. This insurance covers various liabilities and risks, making it essential for any roofing company. Understanding bodily injury coverage in roofer’s insurance is essential. This blog will delve into its importance, types of coverage, choosing the right one,

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Roofing Insurance: Cost and Types Contractors Need

Whether it’s workplace accidents or equipment damage, roofing contractors are exposed to a multitude of risks daily, which creates a large need for roofing contractor insurance. Whether you’re a small roofing business or a large-scale contractor, your insurance should be meticulously tailored to you to serve as a protective shield, not only for your roofing

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Cyber Risk Coverage 101: Everything You Need To Know

The rise in cyber threats and attacks has massively impacted various entities – from private companies to specialist firms to government agencies – resulting in financial loss and reputational damage. TechTarget published 10 of the biggest ransomware attacks on organizations in the United States throughout 2023, including the ransomware attack on the U.S. Marshals Service,

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Cyber Security Enhacement

Enhance Security with Cyber and Privacy Insurance Solutions

A small online retail company has an online store, and customer databases, and processes numerous transactions every day. Despite basic security measures, the company fell victim to a sophisticated cyberattack carried out by a group of hackers. They gained access and stole sensitive information, including credit card details and personal data of thousands of customers.

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Cyber Sniffing

Cyber Theft Insurance: What You Need to Know

Through IdentityTheft.gov, the Federal Trade Commission has received 1.1 million reports of identity theft. In addition, 2.4 million fraud reports were received, with the most frequently reported category being “Fraud by Scammers”, closely followed by “Online Shopping Fraud”. A report published by Statista shows that between 2001 and 2022, there was a significant increase in

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Insurance Claim Tennessee

Things You Should Know BEFORE You File Your Insurance Claim in Tennessee

You’re probably reading this because you recently had a car accident or suffered some other kind of loss to one of your vehicles, your home or your business. And you’re wondering… Should I submit a claim to my insurance company or not? Will there be any negative consequences? Will my price go up? By how

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Veritas Certificate of Insurance Box Not Checked

Additional Insured Box NOT Checked?

If you asked your subcontractor to name you as additional insured, you were probably expecting that the Certificate of Insurance you would receive would have the additional insured box checked.  To your surprise, the Certificate of Insurance came back and the box “ADDL INSD” is not checked. What should you do? What is Additional Insured?

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Tennessee workers' compensation rates are decreasing.

Tennessee Workers’ Comp Rates are Declining in 2023

If you are a business owner in Tennessee, we have some good news. The TN Department of Commerce and Insurance recently announced that Tennessee workers’ compensation rates in 2023 will decrease for most businesses. How Much Will Your Rates Decrease? In mid-December 2022, The TDCI approved a 10.2% loss cost decrease for workers’ compensation insurance.

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