Andrew Darlington

Cyber Sniffing

Personal Cyber Insurance: What You Need To Know

Personal Cyber Insurance: What You Need To Know According to the Federal Trade Commission’s website, they got 1.1 million reports of identity theft through their IdentityTheft.gov website.  This illustrates a significant increase in this type of cybercrime. In addition, 2.4 million fraud reports were received from consumers, with the most frequently reported category being fraud …

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HSA Limits and Eligible Expenses - blog

Understanding Health Savings Account (HSA) Limits and Eligible Expenses

Healthcare expenses can be a significant burden on an individual’s finances. Health Savings Accounts (HSAs) are a valuable way to save money and receive tax benefits. These accounts allow you to save and invest funds for qualified medical expenses. However, it’s important to understand the limitations associated with HSAs. In this article, we’ll explore the …

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Insurance Claim Tennessee

Things You Should Know BEFORE You File Your Insurance Claim in Tennessee

You’re probably reading this because you recently had a car accident or suffered some other kind of loss to one of your vehicles, your home or your business. And you’re wondering… Should I submit a claim to my insurance company or not? Will there be any negative consequences? Will my price go up? By how …

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Veritas Certificate of Insurance Box Not Checked

Additional Insured Box NOT Checked?

If you asked your subcontractor to name you as additional insured, you were probably expecting that the Certificate of Insurance you would receive would have the additional insured box checked.  To your surprise, the Certificate of Insurance came back and the box “ADDL INSD” is not checked. What should you do? What is Additional Insured? …

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Tennessee workers' compensation rates are decreasing.

Tennessee Workers’ Comp Rates are Declining in 2023

If you are a business owner in Tennessee, we have some good news. The TN Department of Commerce and Insurance recently announced that Tennessee workers’ compensation rates in 2023 will decrease for most businesses. How Much Will Your Rates Decrease? In mid-December 2022, The TDCI approved a 10.2% loss cost decrease for workers’ compensation insurance. …

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2023 Ransomware Trends

Preparing for 2023 Ransomware Trends

Ransomware attacks can be detrimental to businesses of all sizes. These attacks are especially destructive to small businesses, which often have less cybersecurity measures in place, and less elasticity after an attack. This article discusses how your business can prepare for 2023 ransomware trends. What is Ransomware? Ransomware is a type of malware that prohibits …

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Insurance lessons from a murder investigation - Spectrum

4 Insurance Lessons From a Murder Lawsuit

Warning: this blog involves a sensitive issue that may upset some readers. In 2021, a former Spectrum cable technician was sentenced for life in prison for the tragic robbery and murder of an 83-year-old woman. The off-the-clock perpetrator gained entry into the woman’s home by pretending to be responding to a service call. In the …

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what is short term disability insurance

Do You Need Short Term Disability Insurance?

Disability insurance, or income protection insurance, is an important form of insurance. This guide helps you understand short term disability insurance, and whether you need this type of coverage. What is Short Term Disability Insurance? You can think of disability insurance as insurance for your paycheck. It covers losses if you are unable to work …

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FBI warns about search engine brand impersonation

FBI Warns of Search Engine Brand Impersonation

The FBI recently released a statement warning people of search engine brand impersonation by cybercriminals. Search engine brand impersonation is a tactic being used by cybercriminals that you should be wary of and take precautions against. What is Search Engine Brand Impersonation? Over 105,000 search queries are made on Google every second. And that doesn’t …

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Outsmarting Hackers: 3 tips to protect your company's data.

Outsmarting Hackers: 3 Tips to Secure Your Company Data

43% of cyberattacks are against organizations with fewer than 250 employees. Regardless of the size of your business, it is vital to protect your business against cyber attacks and data breaches. Here are three important steps you can take to outsmart hackers and secure your company data. 1. Backup Your Company Data Make sure you …

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Increase your small business revenue in 2023

3 Strategies for Small Businesses to Increase Revenue in 2023

There are hundreds of businesses out there. Cutting through the noise can be difficult, and many small businesses are looking for ways to increase their revenue in 2023. Here are three simple steps you can take to help your small business increase revenue in 2023. Be Innovative You don’t have to re-invent the lightbulb. But …

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Old software cybersecurity - eol software best practices and risk management strategies

Old Software Can Jeopardize Your Business’s Cybersecurity

Just like physical products, software eventually gets outdated, and manufacturers stop developing it. Software that has is no longer being maintained is known as end-of-life (EOL) software. While it may be tempting to continue using an old software system for your small business, EOL software usage can jeopardize your business’s cybersecurity. Security Vulnerabilities of EOL …

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