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Understanding Bodily Injury Coverage in Roofers Insurance

Understanding Bodily Injury Coverage in Roofers Insurance

Business Insurance, Claims, Construction, Construction, General Insurance, Home Insurance, Life Insurance, Roofing / By

Being a roofing contractor is rewarding yet demanding. Roofers face risks, so having a roofer’s insurance is crucial. This insurance covers various liabilities and risks, making it essential for any roofing company. Understanding bodily injury coverage in roofer’s insurance is essential. This blog will delve into its importance, types of coverage, choosing the right one, …

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Keeping it Fresh: Maintaining Your Refrigerator Door Seals

agriculture, Construction, General Insurance, Home & Family, Home Insurance, Personal & Family Insurance / By

Your refrigerator’s gasket is like a trusty sidekick for food freshness, playing a pivotal role in keeping the cold air in and the warm air out. This essential component ensures your groceries stay fresh for longer! Over time, accumulated dirt and general wear can undermine its effectiveness. Yet, there’s good news: with some regular care …

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Roofing Insurance: Cost and Types Contractors Need

Business Insurance, Claims, Construction, Construction, Home Insurance, Roofing / By

Whether it’s workplace accidents or equipment damage, roofing contractors are exposed to a multitude of risks daily, which creates a large need for roofing contractor insurance. Whether you’re a small roofing business or a large-scale contractor, your insurance should be meticulously tailored to you to serve as a protective shield, not only for your roofing …

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Cyber Risk Coverage 101: Everything You Need To Know

Business Insurance, Construction, Cyber Risks & Liabilities, Cybersecurity, Roofing / By

The rise in cyber threats and attacks has massively impacted various entities – from private companies to specialist firms to government agencies – resulting in financial loss and reputational damage. TechTarget published 10 of the biggest ransomware attacks on organizations in the United States throughout 2023, including the ransomware attack on the U.S. Marshals Service, …

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Cyber Security Enhacement

Enhance Security with Cyber and Privacy Insurance Solutions

Business Insurance, Construction, Cyber Risks & Liabilities, Cybersecurity, Roofing / By

A small online retail company has an online store, and customer databases, and processes numerous transactions every day. Despite basic security measures, the company fell victim to a sophisticated cyberattack carried out by a group of hackers. They gained access and stole sensitive information, including credit card details and personal data of thousands of customers. …

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Cyber Sniffing

Cyber Theft Insurance: What You Need to Know

Business Insurance, Construction, Cyber Risks & Liabilities, Cybersecurity, General Insurance, Home & Family, Home Insurance, Manufacturing, Personal & Family Insurance, Roofing / By

Through IdentityTheft.gov, the Federal Trade Commission has received 1.1 million reports of identity theft. In addition, 2.4 million fraud reports were received, with the most frequently reported category being “Fraud by Scammers”, closely followed by “Online Shopping Fraud”. A report published by Statista shows that between 2001 and 2022, there was a significant increase in …

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Cyber Sniffing

Personal Cyber Insurance: What You Need To Know

Cyber Risks & Liabilities, Cybersecurity, Home & Family, Home Insurance, Personal & Family Insurance / By

Personal Cyber Insurance: What You Need To Know According to the Federal Trade Commission’s website, they received 1.1 million reports of identity theft through their IdentityTheft.gov website.  This illustrates a significant increase in this type of cybercrime. In addition, 2.4 million fraud reports were received from consumers, with the most frequently reported category being fraud …

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HSA Limits and Eligible Expenses - blog

Understanding Health Savings Account (HSA) Limits and Eligible Expenses

Health Insurance, Home & Family / By

Healthcare expenses can be a significant burden on an individual’s finances. Health Savings Accounts (HSAs) are a valuable way to save money and receive tax benefits. These accounts allow you to save and invest funds for qualified medical expenses. However, it’s important to understand the limitations associated with HSAs. In this article, we’ll explore the …

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Insurance Claim Tennessee

Things You Should Know BEFORE You File Your Insurance Claim in Tennessee

Business Insurance, Claims, Personal & Family Insurance / By

You’re probably reading this because you recently had a car accident or suffered some other kind of loss to one of your vehicles, your home or your business. And you’re wondering… Should I submit a claim to my insurance company or not? Will there be any negative consequences? Will my price go up? By how …

Things You Should Know BEFORE You File Your Insurance Claim in Tennessee Read More »

Veritas Certificate of Insurance Box Not Checked

Additional Insured Box NOT Checked?

Business Insurance, Certificate of Insurance, Construction, Roofing / By

If you asked your subcontractor to name you as additional insured, you were probably expecting that the Certificate of Insurance you would receive would have the additional insured box checked.  To your surprise, the Certificate of Insurance came back and the box “ADDL INSD” is not checked. What should you do? What is Additional Insured? …

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Tennessee workers' compensation rates are decreasing.

Tennessee Workers’ Comp Rates are Declining in 2023

Business Insurance, Commercial Risk Advisor, Workers' Compensation, Workplace Safety / By

If you are a business owner in Tennessee, we have some good news. The TN Department of Commerce and Insurance recently announced that Tennessee workers’ compensation rates in 2023 will decrease for most businesses. How Much Will Your Rates Decrease? In mid-December 2022, The TDCI approved a 10.2% loss cost decrease for workers’ compensation insurance. …

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2023 Ransomware Trends

Preparing for 2023 Ransomware Trends

Business Insights, Business Insurance, Cyber Risks & Liabilities, Cybersecurity / By

Ransomware attacks can be detrimental to businesses of all sizes. These attacks are especially destructive to small businesses, which often have less cybersecurity measures in place, and less elasticity after an attack. This article discusses how your business can prepare for 2023 ransomware trends. What is Ransomware? Ransomware is a type of malware that prohibits …

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Insurance lessons from a murder investigation - Spectrum

4 Insurance Lessons From a Murder Lawsuit

Business Insights, Business Insurance, Commercial Risk Advisor / By

Warning: this blog involves a sensitive issue that may upset some readers. In 2021, a former Spectrum cable technician was sentenced for life in prison for the tragic robbery and murder of an 83-year-old woman. The off-the-clock perpetrator gained entry into the woman’s home by pretending to be responding to a service call. In the …

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What Our Clients are Saying

It was everything I was looking for and needed. The service was great and affordable. I could not have asked for more.
Ethan E.
Megan and Andrew have been very helpful and responsive. They have answered all my questions in a timely manner and guided me through the process of applying for Medicare supplement and drug plans. I would highly recommend Veritas Risk Management!
Terri G.
I love Veritas and ALL their employees. Everytime I have ever called. Everyone is so cheerful when they answer the phones. They always tend to my needs and answer all my questions. Tammy Collins is THE BEST! She is so friendly, so helpful and so kind. She has always went the extra mile to help our family with our insurance needs. Thank you all very much! I highly recommend your company and employees. God bless you all.
Lynda & Floyd Scalf
Very helpful, knowledgeable about their own products and services and those of other providers, truthful, willing to spend the time it takes to get the issue addressed, were able to address my needs versus selling me something that really didn't fit my needs
Victory C.
The agent I dealt with was very professional, knowledgeable and efficient. She made me feel that I was important and my business was valued.
Michael M.
Tammy Collins was amazing! She was so very helpful, patient, and responsive. We were nervous about going through a “broker” for our insurance needs but she eased our minds. It was a pleasure speaking with her!
Angie L.
Being proactive in reaching out when you think I might have a need, and notifying me of discounts if I put all my insurances there, like my cars.
Jake H.
Megan and Andrew have been very helpful and responsive. They have answered all my questions in a timely manner and guided me through the process of applying for Medicare supplement and drug plans. I would highly recommend Veritas Risk Management!
Terri G.
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Home 
Personal
Business
About Us 
Contact Us
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Contact

4451 North Roan Street Suite #201
Johnson City, TN 37615
(423) 292-4142
help@veritasRM.com
Monday – Friday 8:30a – 5:00p