liability insurance

3 insurance lessons from an apartment fire

3 Insurance Lessons from a Johnson City Apartment Fire

In early December 2022, a tragic apartment fire in Johnson City left many residents without a place to live. Thankfully, nobody was injured, but one dog died in the incident, and some residents lost all of their possessions. In this blog, we will explore the lessons that can be learned from this apartment fire. We […]

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Insurance lessons from a murder investigation - Spectrum

4 Insurance Lessons From a Murder Lawsuit

Warning: this blog involves a sensitive issue that may upset some readers. In 2021, a former Spectrum cable technician was sentenced for life in prison for the tragic robbery and murder of an 83-year-old woman. The off-the-clock perpetrator gained entry into the woman’s home by pretending to be responding to a service call. In the

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Cyber Liability Coverage in the Construction Industry

In recent years, cyber incidents have surged in both cost and frequency. These incidents have become a pressing concern for organizations of all sizes and sectors—and construction companies are no exception. Although employers within the construction industry may think that their cyber exposures are minimal, this often isn’t the case. Rather, such vulnerabilities can come

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The Importance of a Cyber Insurance Policy

Over the course of the past decade, many organizations have relied on standard property and liability coverage rather than a standalone cyber insurance policy to provide protection for cyber incidents. However, as digital threats continue to advance—contributing to a significant surge in both the cost and frequency of cyberattacks across industry lines—neglecting to purchase a

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