personal insurance

Understanding Life Insurance Medical Exams

Understanding Life Insurance Medical Exams: What to Expect and How to Prepare When applying for life insurance, a medical exam is an important step in determining your eligibility and premium rates. These exams assess your overall health and identify any conditions that could affect your life expectancy. This guide will help you prepare, understand the …

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What are Life Insurance Dividends?

What are Life Insurance Dividends and How Do They Work? Introduction Life insurance provides financial protection to loved ones if the policyholder dies. Most people know life insurance offers a death benefit, but understanding dividends and final expenses is also important. In this guide, we will delve into what life insurance dividends are, how they …

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How Do Life Insurance Dividends Work?

For policyholders who are new to the concept of life insurance dividends, it is important to understand how to make the most of these dividends. At Veritas, we want to help you make informed decisions about your personal life insurance, and this includes helping you understand how life insurance dividends work. However, before we jump …

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family walks into the sunset. a beginners guide to life insurance: what policy never expires?

Beginner’s Guide: What Life Insurance Policy Never Expires

Key Highlights Permanent life insurance provides lifelong coverage and never expires There are different types of permanent life insurance policies, including whole life, with variations, participating whole life, and universal life with variations. Permanent life insurance policies have a cash component that can grow over time The cost of permanent life insurance is generally higher …

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Washington County Insurance Coverage & Property Values

Over the past few weeks, homeowners in Washington County, Tennessee—including those in Johnson City and Jonesborough—have seen a significant spike in the assessed values of their properties, in some cases by as much as 40%. This sudden increase has caused a mix of reactions, primarily concern, and confusion about what this means for their property …

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Life Insurance: Taking Care of Those Who Are Left Behind

Richard Baker took care of himself. He and his wife, Dee, both worked out regularly — and had even run some marathons. They were vegetarians, non-smokers and only had a rare drink on special occasions. In his mid-50s, Richard felt and looked healthy right up until the moment when doctors discovered a cancerous football-sized tumor …

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Vlogging While Driving — Staying safe behind the wheel

Distracted driving is one of the more dangerous facets of being behind the wheel. Now, a new trend has added another distraction. Learn more here Everyone knows the dangers of texting while driving, now there is another equally dangerous trend – vlogging while driving. This involves anyone talking to a camera mounted on their dashboards …

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tips to prevent real estate wire fraud

2 Tips to Prevent Real Estate Wire Fraud

Best Practices for Preventing Real Estate Wire Fraud Secure your devices and accounts. Securing your computer, phone, and mobile devices, and practicing good email and password hygiene can make you less vulnerable to any cybercrime. Click here for best practices. Be vigilant. All parties to a real estate transaction are potential targets. However, cybercriminals tend to prey on older …

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Why Your Auto Insurance Rates are Increasing

Nobody likes seeing higher prices for anything, and insurance is no exception. Like many other items on the market, insurance rates have been increasing over the past several years. Here are a few reasons your auto insurance rates may be increasing. 2 Reasons Auto Insurance Rates are Increasing Increased Auto Insurance Claims Even with COVID …

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