Johnson City insurance

HSA Limits and Eligible Expenses - blog

Understanding Health Savings Account (HSA) Limits and Eligible Expenses

Healthcare expenses can be a significant burden on an individual’s finances. Health Savings Accounts (HSAs) are a valuable way to save money and receive tax benefits. These accounts allow you to save and invest funds for qualified medical expenses. However, it’s important to understand the limitations associated with HSAs. In this article, we’ll explore the …

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3 insurance lessons from an apartment fire

3 Insurance Lessons from a Johnson City Apartment Fire

In early December 2022, a tragic apartment fire in Johnson City left many residents without a place to live. Thankfully, nobody was injured, but one dog died in the incident, and some residents lost all of their possessions. In this blog, we will explore the lessons that can be learned from this apartment fire. We …

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Tennessee workers' compensation rates are decreasing.

Tennessee Workers’ Comp Rates are Declining in 2023

If you are a business owner in Tennessee, we have some good news. The TN Department of Commerce and Insurance recently announced that Tennessee workers’ compensation rates in 2023 will decrease for most businesses. How Much Will Your Rates Decrease? In mid-December 2022, The TDCI approved a 10.2% loss cost decrease for workers’ compensation insurance. …

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Outsmarting Hackers: 3 tips to protect your company's data.

Outsmarting Hackers: 3 Tips to Secure Your Company Data

43% of cyberattacks are against organizations with fewer than 250 employees. Regardless of the size of your business, it is vital to protect your business against cyber attacks and data breaches. Here are three important steps you can take to outsmart hackers and secure your company data. 1. Backup Your Company Data Make sure you …

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Increase your small business revenue in 2023

3 Strategies for Small Businesses to Increase Revenue in 2023

There are hundreds of businesses out there. Cutting through the noise can be difficult, and many small businesses are looking for ways to increase their revenue in 2023. Here are three simple steps you can take to help your small business increase revenue in 2023. Be Innovative You don’t have to re-invent the lightbulb. But …

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Old software cybersecurity - eol software best practices and risk management strategies

Old Software Can Jeopardize Your Business’s Cybersecurity

Just like physical products, software eventually gets outdated, and manufacturers stop developing it. Software that has is no longer being maintained is known as end-of-life (EOL) software. While it may be tempting to continue using an old software system for your small business, EOL software usage can jeopardize your business’s cybersecurity. Security Vulnerabilities of EOL …

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Prevent heat-related illness on Johnson City construction site

Prevent Heatstroke on the Johnson City Construction Site

During the summer months, it can regularly get above 90 degrees in Johnson City. This can pose a significant risk for Johnson City construction workers. If you are a construction worker or employer, you need to make sure you are taking proper precautions to protect yourself and your employees against heat-related illnesses. As summer approaches …

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Life Insurance: Taking Care of Those Who Are Left Behind

Richard Baker took care of himself. He and his wife, Dee, both worked out regularly — and had even run some marathons. They were vegetarians, non-smokers and only had a rare drink on special occasions. In his mid-50s, Richard felt and looked healthy right up until the moment when doctors discovered a cancerous football-sized tumor …

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